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IT 技術(shù)是支持銀行業(yè)務(wù)創(chuàng)新和發(fā)展的重要基石，不斷創(chuàng)新的業(yè)務(wù)，對(duì)銀行業(yè)的信息系統(tǒng)，特別是終端系統(tǒng)提出了新的挑戰(zhàn)。但在國(guó)內(nèi)，單純基于字符頁(yè)面的應(yīng)用還非常普遍，這些終端在加強(qiáng)風(fēng)險(xiǎn)防范，保障系統(tǒng)安全穩(wěn)定方面滿足了銀行的需求，但是在以客戶為中心、支持金融創(chuàng)新方面存在很多先天不足，顯然已經(jīng)無(wú)法滿足柜面不斷面臨的新需求。概況起來(lái)，銀行金融柜面業(yè)務(wù)系統(tǒng)的字符界面終端面臨著以下幾方面困境：
缺乏對(duì)新業(yè)務(wù)的支持。隨著銀行業(yè)務(wù)種類的增加及擴(kuò)展，字符界面的終端無(wú)法進(jìn)行網(wǎng)絡(luò)交互和支持圖形界面，很難支持新興的理財(cái)、保險(xiǎn)等業(yè)務(wù)，制約了綜合柜面的實(shí)現(xiàn)。缺乏對(duì)新設(shè)備的支持。在銀行柜面系統(tǒng)上，除了傳統(tǒng)的打印機(jī)等外圍設(shè)備之外，隨著業(yè)務(wù)的發(fā)展，還存在對(duì)掃描儀、清分機(jī)等新設(shè)備的需求，在這方面，傳統(tǒng)字符終端有諸多不便。自主研發(fā)的障礙。傳統(tǒng)的字符終端，在支持跨平臺(tái)的應(yīng)用開(kāi)發(fā)上靈活性不足，開(kāi)發(fā)費(fèi)用高，周期長(zhǎng)。
從全球銀行業(yè)IT 系統(tǒng)的發(fā)展歷程看，在國(guó)外，很多銀行已經(jīng)脫離了單純字符界面( 即啞終端）的業(yè)務(wù)操作平臺(tái)，部署了支持圖形界面的終端，并出現(xiàn)了大量基于微軟體系的應(yīng)用，這些正是為了改變字符界面終端的上述不足。為適應(yīng)新業(yè)務(wù)的需求，國(guó)內(nèi)的銀行也在營(yíng)業(yè)廳內(nèi)開(kāi)辟新的服務(wù)區(qū)，部署PC 等設(shè)備，為客戶提供理財(cái)、保險(xiǎn)等服務(wù)。
PC 終端管理的挑戰(zhàn)PC
終端具有一定的終端計(jì)算能力，支持圖形界面和網(wǎng)絡(luò)交互應(yīng)用，可以適應(yīng)銀行對(duì)發(fā)展新業(yè)務(wù)的需求，但是在柜面上大量應(yīng)用PC 機(jī)，會(huì)大大增加銀行IT 系統(tǒng)的復(fù)雜性，進(jìn)而增加了管理的難度。PC 終端穩(wěn)定性差。PC 機(jī)作為面向個(gè)人用戶的計(jì)算設(shè)備，采用的通用設(shè)計(jì)，在穩(wěn)定性上與銀行的需求有較大的差距。PC 終端安全性低。PC 機(jī)營(yíng)業(yè)員自主安裝軟件，使用U 盤等影響，即使加強(qiáng)病毒防范，仍有較大的安全隱患。
PC 終端管理復(fù)雜PC
終端需要經(jīng)常進(jìn)行軟件發(fā)布、修改、版本維護(hù)、升級(jí)等系統(tǒng)管理工作，大量分布的PC 終端的管理難度大，管理成本非常高昂。PC 終端能源需求高。隨著PC 機(jī)計(jì)算速度的提升，核心部件對(duì)能源的需求、對(duì)散熱的需求也逐步增加，大量部署在應(yīng)用場(chǎng)所內(nèi)的PC 終端，大大增加了對(duì)電力負(fù)荷的要求。
PC 終端的升級(jí)換代成本高
通用型的PC 終端，一般使用周期是3-4 年，升級(jí)換代周期短，工作量大。很明顯，為適應(yīng)新業(yè)務(wù)需求而在柜面部署PC 設(shè)備，對(duì)于銀行的IT 系統(tǒng)來(lái)說(shuō)，只能是權(quán)益之計(jì)，很難契合銀行業(yè)的業(yè)務(wù)創(chuàng)新和長(zhǎng)期發(fā)展的需要。
Indramat HDD02.2 AC Controller HDD02.2-W040N-H?S12-01-FW
RAC2.3-250-460-?L00-W1 INDRAMAT AC MAIN SPINDLE DRIVE
INDRAMAT NAM 1.3-15 LINE FORMER MODULE ..NEW!!
DKR03.1-W100N-B?E32-01-FW INDRAMAT DIAX03 DRIVE
Indramat NAM 1.2-15 Line Former Servo Module NAM1.2-15
INDRAMAT DDS02.1-A050-D REMAN. DDS021A050D
INDRAMAT TVM 2.1-050-W1-220 AC SERVO POWER SUPPLY
INDRAMAT AC SERVO CONTROLLER TDM3.2-020-300-?WO
LE5-220 INDRAMAT DRIVE FAN - USED - 1 YEAR WARRANTY
Indramat TCM 1.1-08-W0 AC Servo Capacitor - Excellent !
INDRAMAT DDS02.1-W050-D/?DDS2.1-W050-D SERVO DRIVE*XLNT*
INDRAMAT HDD02.2-W040N-H?D12-01-FW SERVO CONTROL **RFB**
TVM-2.1-50-W1-2?20V INDRAMAT
INDRAMAT NAM 1.2-15 AC SERVO LINE FILTER
Indramat Servo Drive Controller DDS02.1-A200-DS?46-00-FW
Indramat TDM 1.2-100-300-W1-??000 AC Servo Controller
TDM3.2-020-300-?W0 INDRAMAT TDM3.2-020-300W?0
INDRAMAT TDM 3.2-020-300-WO REMAN. TDM32020300WO
DDS2.1-W150-DA0?1-01 INDRAMAT DRIVE *1YR.WRTY*
INDRAMAT Power Supply NAM 1.3-08 NAM1.3-08
Indramat Servo Drive # RM-I-01 w/ 6 Month Warranty
INDRAMAT DSS1 Servo Circuit Board 109-0785-4B14-0?9
INDRAMAT NAM 1.3-08 LINE FORMER
INDRAMAT NAM 1.2-15 LINE FORMER (1987)
PLCB-06-02 INDRAMAT INTERBUS-S INTERFACE BOARD
INDRAMAT REXROTH SERVO DRIVE HDS03 1-W100N-HS12-0 New
INDRAMAT TVM-2.1-30-220/?300-W1-115/220 POWER SUPPLY
Indramat TDM3.2-030-300-?W1 AC Servo Drive *NEW NO BOX*
Indramat Trans 01.3/1 Servo Controller Trans01 Control
INDRAMAT SERVO CONTROLLER TDM1.2-100-30 W1/220
Indramat TRANS01 Servo Controller TRANS 01.7 / 1-OP01
INDRAMAT TDM1.2-30-300-W?0 SERVO CONTROLLER
CPUB-03-01 INDRAMAT SERIAL INTERFACE BOARD
PRP3 INDRAMAT
INDRAMAT TDM 3.2-020-300-W0 AC Servo Drive
INDRAMAT HDD02.2-W040N-H?D32-01-FW SERVO CONTROL **RFB**
INDRAMAT DDC INTELLIGENT SERVO DRIVE DDC01.2-N100A-D
Indramat Trans 01.3/1 Servo Controller Trans01 Control
REFURBISHED INDRAMAT KDS 1.1-50-300-W1 SERVO DRIVE
INDRAMAT HDS AC SERVO DRIVE HDS03.2-W100N-H
Indramat Servo AMP HVR02.2-W010N
Indramat Trans 01.0/1 Servo Controller Trans01 Control
Indramat Trans 01.5/1 Servo Controller Trans01 Control
Indramat Trans 01.4/1 Servo Controller Trans01 Control
Indramat DSC 1 Servo Programming Module DSC 1.X-50 DSC1
BGR-NTB-02-00 INDRAMAT POWER SUPPLY BOARD
TVM2.1-50-220/3?00-W1-115/220 INDRAMAT *1YR.WRTY*
Indramat Trans 01.7/1/OP 01 Keypad for Servo System
INDRAMAT HDS AC SERVO DRIVE HDS04.2-W200N
Indramat Servo Drive TDM1-2-100-300W?1-115V
Indramat TDA1.3-100-3-L0?0 AC Mainspindle Drive *Tested
INDRAMAT CCD01.1-KE02-01 SERVO 4 SLOT RACK
Indramat DSC-3.1-100-115 Servo Drive Servo Motor Drive
INDRAMAT DDS02.2-W200-B/?DDS2.2-W200-B SERVO DRIVE*XLNT*
RAC3.1-150-460-?L00-W1-220 INDRAMAT AC MAIN SPINDLE DR
INDRAMAT TDM1.4-100-300-?W1-000 SERVO CONTROLLER**XLN?T**
SIEMENS/INDRAMA?T/REFU 402/10-2NA00 SIMOVERT DRIVE*XLNT*
INDRAMAT LE5-024 SERVO DRIVE AUXILIARY FAN **XLNT**
INDRAMAT HDS AC SERVO DRIVE HDS03.2-W075N-H
TVM2.1-050-W1-1?15 INDRAMAT
NAM1.2-08 INDRAMAT LINEFORMER **1YR. WRTY
TVD1.2-08-03 INDRAMAT **1 YR. WRTY**
RAC3.5-150-460-?L00-W1-220 INDRAMAT **1YRWRTY**
Indramat Digital AC-Servo Controller ECO Drive -DI-
INDRAMAT HDS03.2-W075N SERVO DRIVE CONTROLLER ***RFB***
RAC3.5-200-460-?L00-W1-220 INDRAMAT
INDRAMAT TDM 3.2-030-300-W1 AC SERVO CONTROLLER
INDRAMAT SERVO DRIVE AMPLIFIER TDM 3.2-020-300-W0
INDRAMAT DDC INTELLIGENT SERVO DRIVE DDC01.2-N200A-D
INDRAMAT KDS1.1/KDS 1.1-30-300-W0 30A SERVO DRIVE*XLNT*
Indramat DKC04.3-040-7-F?W NEW
Indramat TDM 1.4-050-300-W1-??000 AC Servo Controller
Indramat AC Servo Controller DKC01 1-040-7-FW ! WOW !
INDRAMAT DDS03.1/DDS3.1-?W030-DS01-00 SERVO CONTROL*XLNT
INDRAMAT CLM01.2/CLM01.3 AC SERVO CONTROL MODULE Used
INDRAMAT KDS 1.3-150-300-W1 SERVO CONTROLLER ***XLNT***
Rexroth / Indramat Eco Drive DKC02.3-040-7-F?W
INDRAMAT DSC3.1-100-115V?/DSC-3.1-100-11?5V SERVO **RFB**
INDRAMAT TVM2.1-50-W1-11?5V SERVO P/S**XLNT**
TDM3.2-020-300-?W0 INDRAMAT - USED - 1 YEAR WARRANTY
RAC3.1-150-460-?A0I-W1-220 INDRAMAT AC MAIN SPINDLE DRI
INDRAMAT MOD1/11023-011 TDM DRIVE PERSONALITY MODULE
INDRAMAT DSC 3.1-100-115V NEW NEVER USED
INDRAMAT SERVO POWER SUPPLY TVD-1.2-15-03 TVD121503
TDM1.2-100-300-?W1-000 INDRAMAT DRIVE *1YR.WRTY*
INDRAMAT TDM1.2-100-300-?W1-115 SERVO CONTROLLER *XLNT*
TVM2.4-050-220-?300-W1-220-380 INDRAMAT
Indramat CCD01.1-KE05-01?-FW Motion Control Rack W/Cards
TVM2.4-50-200/3?00-W1-115/220 INDRAMAT POWER SUPPLY
Indramat AC Servo Controller CLM01.3-X-0-2-0?-FW
TVM-2.1-050-W1-?115V INDRAMAT SERVO POWER SUPPLY *1 YR W
INDRAMAT SERVO DRIVE AMPLIFIER TDM 3.2-020-300-W0 NEW
Indramat Servo Programming Module DSC1.7-50-115V
INDRAMAT DKS1.1-W030B-D SERVO DRIVE **XLNT**
INDRAMAT TVD1.3-15-03
TVM1.2-50-220/3?00-W1-115/220 INDRAMAT POWER SUPPLY
INDRAMAT HSM01.1-FW DIAX04 MEMORY CARD **XLNT**
Indramat DSC 1.7-50 Servo Programming Module DSC1.7-50
TDM1.2-100/300W?0-115-230 INDRAMAT DRIVE *1YR.WRTY*
INDRAMAT MTC-P01.2-E1-A2?-NN-NN-FW PC BOARD
TDM3.2-030-300-?W1 INDRAMAT - USED - 1 YEAR WARRANTY
TVM2.1-50-220-3?00-W1 INDRAMAT POWER SUPPLY
DSS 1.1 INDRAMAT
INDRAMAT DDS3.2/DDS03.2-?W030-B SERVO CONTROLLER**NNB?**
Indramat Servo Control DSC3.1-150-115 DSC31150115
Indramat Servo Controller DSC3.1-150-115 DSC31150115
INDRAMAT TVD1.2-08-03
INDRAMAT TDM1.2-50-300-W?1 SERVO CONTROLLER
INDRAMAT TDM3.2-030-300-?W1 SERVO CONTROLLER
Indramat Bosch MKD090B -047-GP0-KN MKD Servo Motor
Indramat HMD01.1N-W0020 IndraDrive M Inverter Cntrl
DAE1.1 INDRAMAT
Indramat AC Servo Bleeder BZM01 1-01-07 ! WOW ! CANADA
INDRAMAT DSC 3.1-50-115V WORKING CONDITION
INDRAMAT AC SERVO CONTROLLER TDM 3.2-030-300-W1
INDRAMAT TVM2.1-50-220/3?00-W1-115 SERVO P/S**XLNT**
INDRAMAT TVM2.1-50-220/3?00-W1-220/380 SERVO P/S**XLNT**
INDRAMAT TBM1.2-40-W1-22?0 SERVO BLEEDER MODULE**XLNT**
DAG01.2 INDRAMAT FIRMWARE CARD
INDRAMAT HDS03.1-W075N-H?S12-01-FW AC SERVO AMP **XLNT**
Indramat DEA28.1M I/O Servo Module DIAX03 DIAX04
REXROTH INDRAMAT SERVO MOTOR MKD090B-035-KP1?-KN used
Indramat Servo Power Supply TVM2-1-50W1-115?/220
INDRAMAT TRANS-01 CONTROL PANEL **XLNT**
Two Rexroth Indramat MKD071B 061 GP0 KN Servo Drives
INDRAMAT GDS1.1 GDS01.1 GDS011 DDS SERCOS OPTION BOARD
INDRAMAT DSM2.1-S11-01.R?S PERSONALITY MODULE ***XLNT***
KDV1.2-100-220/?300-115 INDRAMAT
Indramat Servo Amplifier TDM1-2-050-300W?1
INDRAMAT SERVO OPERATOR INTERFACE MODULE ESM02.2-FW
INDRAMAT TDM1.2-30-300-W?1 SERVO CONTROLLER **XLNT**
INDRAMAT TVM 2.4-050-220 NEW TVM24050220
INDRAMAT SERVO POWER SUPPLY KDV1.3-100-220/?300-U1*XLNT*
Indramat Servo Drive Power Supply TVM2.2-050-220/?300-W1
REXROTH INDRAMAT 291077 BLOWER FAN LECH-040N NIB
DSS 1.3 INDRAMAT
Indramat TDA 1.1-100-3-L00 AC Mainspindle Drive EXCEL
INDRAMAT DEA29.1 SERVO PLUG-IN MODULE
INDRAMAT TVM1.2-50-220/3?00-W1-220/380 SERVO P/S
INDRAMAT TVD1.3-08-03
INDRAMAT SERVO CAPACITOR TCM1.1-08-W0 TCM 1.1-08-W0
INDRAMAT TDM1.2-050-300-?W1-115 SERVO CONTROLLER *XLNT*
INDRAMAT DSS1.1/DSS01.1/?DSS11/DSS011 SERCOS MODULE*XLNT
Bosch Rexroth Indramat HDS03.2-W075N HDS032W075N
INDRAMAT KVR1.2-30-3/S38?0 SERVO POWER SUPPLY***XLNT**?*
Indramat Firmware Module Card DSM02.1-FW
INDRAMAT NAM 1.2-15 AC SERVO LINE FORMER MODULE NAM1.2
Rexroth Indramat RMB02.2-04, pn: 278846 Base plate NEW
INDRAMAT TVM2.2-050-220/?300-W1/115/220 SERVO P/S *XLNT*
INDRAMAT TVM2.2-050-220/?300-W1/220/380 SERVO P/S**NIB**
INDRAMAT TVM2.4-050-220/?300-W1/220/380 SERVO P/S**NIB**
INDRAMAT IKO982/0.25 SERCOS FIBER OPTIC CABLE**XLNT**
Indramat Multi-Axis Coordinate Motion Card CLC-D-2.1-A
INDRAMAT TDM1.2-050-300-?W1 SERVO CONTROLLER
INDRAMAT NAM 1.2-15 AC SERVO LINE FORMER - Used Surplus
INDRAMAT TDM1.2-050-300-?W1 SERVO CONTROLLER
INDRAMAT SERVO DRIVE CONTROLLER TVM1.2-30-300-W?0
INDRAMAT DSM 2.1-FW PERSONALITY MODULE
INDRAMAT DDS02.2-W100-B SERVO DRIVE
INDRAMAT TDA1.1-100-3-DO?S AC MAINSPINDLE DRIVE TDA
Indramat AC Servo Power Supply Module TVD1.3-15-03
Indramat Firmware Module Card DSM02.1-FW
INDRAMAT POWER SUPPLY TVM-1-2-50W0-11?5V W/ FACE PLATE
INDRAMAT CLM01.3-X-0-2-0 SERVO CONTROLLER**XLN?T**
INDRAMAT TVM2.1-50-220-3?00-W1-115-220 POWER SUPPLY TVM
Rexroth Indramat RMA02.2-16-RE23?0-200 output mod, NEW
Bosch Rexroth Indramat Power Line Filter NFE02.1-230
Indramat HDS03.2 AC Controller HDD02.2-W075N-H?S12-01-FW
INDRAMAT TVD1.2-15-03
Indramat Servo Motor 090B-0-JD-3-C/1?10-A-0/S001
INDRAMAT RAC 3 AC SPINDLE DIRVE RAC3.5-150-460 TESTED
INDRAMAT MACHINE USER TERM BTM15.2-NA-TA-T?A-SA-VA-2EA
INDRAMAT HDD02.2-W040N-H?D32 SERVO CONTROLLER
Indramat BTM03.1-NA-TA-T?A-BA-BA-RA-2FF Operator Panel
INDRAMAT AC SERVO LINE FORMER NAM1.3-08 NAM 1.3-08
INDRAMAT RAC 2 AC SPINDLE DIRVE RAC2.2-200-460-?L00-W1
Rexroth Indramat RME02.2-32-DC02?4, Input Module NEW
DDS02.1-W150-D INDRAMAT
INDRAMAT REXROTH SERVO DRIVE HDS04 1-W200N-HS12-0
INDRAMAT DDS3.2/DDS03.2-?W050-B SERVO CONTROLLER
INDRAMAT TDM2.1-30-300-W?0 SERVO CONTROLLER
INDRAMAT DPF05.1 PROFIBUS INTERFACE PLUG-IN MODULE
INDRAMAT SERVO P/S LINE FORMER NAM1.2-08
INDRAMAT HDD02.2-W040-N SERVO CONTROLLER
INDRAMAT HZF01.1-W045N AC POWER SUPPLY
INDRAMAT DFF1.1 ENCODER INTERFACE PLUG-IN MODULE*XLNT*
INDRAMAT DEA5.2/DEA05.2 I/O INTERFACE PLUG-IN MODULE
INDRAMAT NAM 1.2-15 AC SERVO LINE FORMER MODULE
INDRAMAT DSS1.3/DSS01.3/?DSS31/DSS031 SERCOS MODULE*XLNT
TVM1.2-050-220/?300-W0/220/380 INDRAMAT 1 YEAR WARRANTY
REXROTH INDRAMAT VCM2.0 VCM2 MODULE
Indramat AC Servo Drive TDM-1.2-050-300?-W1-000 Nice !!!
INDRAMAT POWER SUPPLY TVM2.2-050-220/?300-W1/220/380
Indramat AC Servo Power Supply Module TVD1.2-15-03
INDRAMAT TVM1.2-50-220/3?00-W0/220/380 SERVO P/S
TVD1.3-15-03 INDRAMAT POWER SUPPLY **1YR. WRTY
INDRAMAT AC SERVO DRIVE TDM TDM3.2-030-300-?W1 911233713
REXROTH INDRAMAT DSS02.1 SERCOS INTERFACE REFURBISHED
INDRAMAT SERVO DRIVE DDS02.1-W100-D
Bosch Rexroth/Indrama?t CCD01.1-KE0.0-0?1-FW (273462)
KDV1.1-100-220/?300-220 INDRAMAT 1 YR. WRTY
Indramat TDM-1.2-50-300-?W1/220 Servo Controller Rebuilt
Indramat MAC112A-0-VD-4-?C AC Servo Motor Rebuilt
Indramat AC Servo Power Supply TVM 2.4-050-220/300?-W1
INDRAMAT AC SERVO DRIVE TDM TDM1.4-050-300-?W1-000 NEW
REXROTH/INDRAMA?T HZF01.1-W025N AC DRIVE
Indramat Power Adaption Module NAM1.3-15 NAM 1.3-15
Indramat Power Adaption Module NAM1.2-15 NAM 1.2-15
INDRAMAT RMK12.2-IBS-BKL COMMUNICATION MODULE
INDRAMAT AC SERVO POWER SUPPLY TVM-1.2-50E0-22?0V TVM1.2
Indramat AC Mainspindle Drive TDA-1.3-050-3-A?0S
2 Indramat BZM01.3-01-07 bleeder modules
BOSCH REXROTH INDRAMAT ECODRIVE 03 - DKC02.3 INPUT CARD
Bosch Rexroth/ Indramat DDS3.1-W030-DS0?1-01-FW
INDRAMAT INDRADRIVE M HMS01.1N-W0150-?A-07-NNNN NEW
Indramat AC Servo P.S. TVM 2.4-050-220/300?-W1/115/220
Indramat Rac2.3-200-460-?A0D-W1 Main AC Spindle Drive
BOSCH REXROTH INDRAMAT ECODRIVE 03 - DKC04.3 INPUT CARD
BOSCH REXROTH INDRAMAT ECODRIVE DKC...040 PLASTIC COVER
INDRAMAT SERVO MOTOR MSK071D-0300-NN?-M1-UG1-NNNN
Indramat AC Servo Drives TDM 1.2-30/50-300 Power Supply
BOSCH REXROTH INDRAMAT ECODRIVE 03 - DKC03.3 INPUT CARD
INDRAMAT DDC01.1-K150A-D AC DIGITAL CONTROLLER
Indramat TBM1.2-40-W1-02?4 AC Servo Bleeder TBM module
REXROTH INDRAMAT SERVO MOTOR MKD090B-035-KP1?-KN NEW
Indramat TBM1.2-40-W1-02?4 AC Servo Bleeder TBM module
Indramat AC Servo Controller DDS 2.1-W150-D Rebuilt
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