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AAI143-H00/A4S00 AAI143-S00
AAI143-H00/A4S00 AAI143-S00 價(jià)格:88  元(人民幣) 產(chǎn)地:本地
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上架時(shí)間:2017-06-29 17:37:36 瀏覽量:83
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Starting late, Hong Kong's mobile phone payment industry has been catching up rapidly in the past two years.

"Mobile payments have been available in Hong Kong since 2015. But they are not as popular as in the Chinese mainland," Eddie Wong, a Hong Kong resident, told the Global Times on Wednesday.

Apart from mobile payments, Hong Kong's online wealth management sector has also seen slow development, which industry experts said is mainly due to weak demand, high research and development costs and a lack of local talent.

Hong Kong already has convenient electronic payment tools like the Octopus cash card, making consumers in the city less motivated to switch to mobile phone payment tools, said Ding Chen, chairwoman of Chinese Asset Management Association of Hong Kong.

"Mobile phone payment brings efficiency for transactions in large cities where the products and services are dispersed. But in Hong Kong, a city with only 7 million people, daily payment is very convenient now with existing payment tools like credit cards and Octopus cards. The latter are widely used in almost every sector of life like public transportation services and retail stores," Ding told the Global Times on Wednesday.

Zhou Zhihan, general manager of Kaixin Financial, China Development Bank's Internet financial platform, agreed, saying that Hong Kong has only one online asset management platform because large numbers of small loan firms, finance companies and banks can meet local people's asset management needs.

Hong Kong is such a small market that its user base can' t support the costs of developing Internet finance products, said Li Ting, CEO of YF Financial and also a member of the Fintech Advisory Group under the Securities and Futures Commission of Hong Kong.

"The development of Internet finance requires large quantities of talent and resources with high fixed costs. The huge market in the mainland can cover these costs so that many mainland companies would like to invest in the sector. For example, Tencent is attracting hundreds of millions of users," Li told the Global Times on Wednesday.

However, the financial sector in Hong Kong has been aware of the potential of Internet finance, and financial institutions are exploring Internet finance solutions.

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